Auto insurance is at the top of the list of things you will need to pay for if you want to own a car. There are many reasons to get car insurance, but the biggest incentive is legal requirements. Yes, every car on Nova Scotia roads must be covered by insurance to protect the car owner from unnecessary liability in case of a mishap. Here at RoadPass Driving School, we always recommend that a new car buyer check out the market and shop around for the best deals when it comes to buying insurance. Here are some of the leading reasons why it is imperative that you try not to skip out on car insurance: Protection of Your Car Is Essential A car is the most expensive item after a house that most people ever buy. It is important to protect this asset, just like you would any other. Your vehicle will typically last a long time (over a decade with appropriate care), and provide plenty of service to you and your family. Your Lender Will Still Require Payments In case you are in a car accident, you will have to continue to make payments on the car loan. They simply won’t stop asking for payments just because you no longer have the car they helped you buy in the first place. So now, you’re paying for the car repair (that car insurance could have taken care of) and car loan. This is why you need car insurance. It helps pay the cost of a major accident. Protection against Lawsuits Even if the other party is wrong, they can still sue you after an accident. Car insurance can help buffer the steep legal costs and keep them from going straight for your wallet. Your car insurance can also cover attorney costs for any lawsuits stemming from a car accident. Defense from Mother Nature There is no way to predict mudslides, hurricanes and earthquakes. What if these natural calamities damage or even total your vehicle? Car insurance offers protection and financial cover in such extreme circumstances. Protection Form Non Accidental Instances Yes, car insurance can also help cover the expenses caused when a car is stolen or vandalized. If your car is parked in a private garage, your insurance premium will be cheaper because there are lesser chances of it getting vandalized. But even in such unlikely cases, the insurers will pay for any mishap.

While getting a driver’s license is an exciting occasion for many of us, the thought of actually driving on the road can be quite intimidating for some young drivers. Overcoming this fear of driving is possible, but it’s a long winding process that helps people better deal with the anxiety. The fear can be debilitating and in some situations, it can be downright paralyzing resulting in dangerous on-road situations. This is why it is important to deal with the fear of driving head-on. Here’s how our experts at RoadPass Driving School suggest it is done: Get on the Road: Face the Fear Easier said than done, right? We realize that the fear can get so bad that even the thought of getting into a driver’s seat can induce anxiety. But it is important to act in spite of this fear. Keep getting behind the wheel, and as your driving skills improve, the anxiety will disappear as well. The more you avoid driving, the worse the anxiety will get. You will always second guess your driving skills. Don’t Add to Your Apprehension Drive responsibly and everything you are anxious about automatically takes a backseat. Be careful of the speed limit, use the indicator lights before turning, check your blind spots and there is absolutely nothing to be afraid of. Do not contribute to your fear by being a careless driver. Practice in Safe Areas Find an area with slow traffic and make several rounds to really get the feel of your car, how you handle it and how your surroundings respond to the way you drive. Then make your way to the main street once you are more comfortable. When driving becomes boring, monotonous and easy, that’s when your anxiousness will have subsided. Practice the Power of Your Mind Be mindful of self and surroundings. Notice what triggers the anxiety, fear, tension and stress. The faster you become aware of these feelings, the easier it will be to talk yourself out of them. Mindfulness is about being attentive to your moods and condition. Gripping the steering wheel too hard or shaking at the thought of changing lanes? Learn to control these emotions and stress levels.